About the Program

  • Equitech is a unique program designed to scale up your Fintech Start-Up to greater heights
  • Equitech is a gateway for Startups to Ideate, Innovate and Incubate by collaborating with Equitas Small Finance Bank in their Journey and Co-Creating meaningful and innovative financial solutions.
  • To create value and service for the consumers in India through innovations in Banking Products, Technology, and Customer Experience.
  • platform for Startups to display their idea to investors, industry experts and pitch for funding’s. Equitech provides an excellent opportunity for Fintechs to have Equitas Small Finance Bank as the strategic partner.
  • Scale up your ideas into outcome-driven collaboration in Payment Tech, Lending Tech, Liability Tech, Corporate Tech, Agritech, Health Tech, Edutech, Regulatory Tech, Wealth Tech

Program Benefits

Grow Wings to your Dream

Exciting opportunity to realize your dream by showcasing your idea & product in front of industry experts, VCs, Equitas senior management

Access to World Class Infrastructure

Direct access to Equitas Small Finance Bank tech platform and APIs for product development

Mentorship by Experts

Selected start-ups will get mentorship and support from industry experts and Equitas senior management

Funding to Scale up your Business

Pitch unique ideas to VCs & investors to receive pre-seed and seed funding

Fuel your Growth

To support growth we provide Deep-dive sessions with industry experts to scale up your growth.

Focus Area


Innovate payments solutions to merchants and customers along with alternative payment methods, Real-time payment solutions for Business transactions, Payment Solutions for the mass transit system, low-value transactions like tickets, on the go meals, parking and wearable devices, Digital Wallets.


SME Financing, Consumer Lending, Micro Financing


Create innovative products to scale Liabilities business for the bank.


Improvised and efficient products to run businesses and operational processes ranging from front end to back end business needs.


Products to improve productivity in Agri segment with innovative technology to provide finance, Crop Insurance, Invoice Discounting, Agri Marketplace, Supply chain solutions, Warehousing Solutions, Insurance and Sales Contract Agreement, Product Quality Certification, Working Capital Instruments (LC/BG) issuance


Innovate technologies to improve all the aspects of the healthcare system, ranging from telehealth to robotic-assisted surgery.


Innovate products for Edutech Services in Gen A, Gen Z & Millennium Indian Population


Innovating on automating the demands of Compliance & Regulations within the financial industry.

Regulatory Reporting, Risk Management & Audits, Identity Management & Control, Compliance, Transaction Monitoring, Anti Money Laundering, Taxation, Legal.


Create a Robo-advisory platform for investment in Mutual funds, Thematic Investments, and Insurance.

API Sandbox

Access to API Sandbox environment consists of APIs, Core Banking Software, and other enabling services. API sandbox consisting of Prepaid, Micro ATM, AEPS, BBPS, UPI, FASTag, NETC, IMPS, NEFT, etc for experimenting and innovating.

Eligibility Criteria

  • Company Registration
  • Annual Turnover
  • Dedicated Team
  • Innovative & Scalable
  • The Fintech Startup must be registered/incorporated within the last 3 years on the date of the Accelerator Program opening. Not mandatory for Start-up from Academic Institutions, LLPs and partnership firms.
  • Start-ups yearly turnover should not exceed Rs 150 crore for each financial year since the incorporation.
  • Should have at least two full-time employees, with a leadership team dedicated as full-time employees. Most important team members should be experts in their particular field.
  • The solution should offer innovative products with significant advantages over current industry offerings and represent original ideas wholly-owned with the freedom to use or is licensed by the team.

Program Timeline


Equitech Program Launch

7th August 2021


Call of Application

From 7th August 2021


Shortlisting Start-ups

8th August 2021 – October 2021


Discussion and Technical Round

8th August 2021 – November 2021


Launch of Cohort

9th December 2021 – March 2022


Demo Day

March 2022


Selection Process


Successful Startups whose solution is selected will have Equitas Small Finance Bank as their Strategic Partner. If the solution is onboarded successfully, you will have the opportunity to connect with Co-Founders, Investors & VCs to pitch for funding and Investments to scale up your Start-up.

Equitas Fintech Accelerator will provide a platform for start-ups to showcase their products and offerings to investors, VCs and successful business Co-Founders to pitch for funding.

Industry experts will be Mentors, Senior Management of Equitas Bank and Coaches to Fintechs in the Program. There will be a Pool of Mentors/core groups to share knowledge and guide the Fintechs as per the Sector in which the product is created. Mentors across departments will be available to help you in HR, Finance, Marketing etc., as well.

Based on your focus area and product, necessary regulatory support and the access to Infra, APIs will be provided on a need basis.

Who We Are

  • Equitas Small Finance Bank is a New Age Bank that gives children, youth, families and business people a new way to bank across India.
  • In our time as a microfinance company, we silently went about enabling livelihoods and elevating lives.
  • Today, as a Small Finance Bank, we are also going about changing the very way banking is imagined, delivered and experienced – with TRUST being the key driver. Come along on this fun ride.
  • Equitas is a trusted financial service with 856 banking outlets and having presence in 15 states, delighting customers with zero charges.
  • Equitas offers Savings Account, Current Account, Salary Account, Investments, Insurance, Loans, Wealth Management, and Cashless Solutions. We serve Retail, Corporate, Government Institutions, Agri-Businesses, and NRIs.  
  • Equitas focuses on customers in our digital transformation strategy and implementing innovative solutions that bring the business closer to our customers and serve them better, faster, and more intuitively.

Our Mentors

T.V. Mohandas Pai

Chairman - Aarin Capital & Manipal Global Education

Praveena Rai


GV Ravishankar

MD - Sequoia Capital

Our Experts

Varad Rajan Krishna

Co-Founder & CEO - The Gain Accelerator

Vivek Dhavale

Deputy CTO - Equitas Small Finance Bank

Suniti Nanda

Co-Founder, Stealth Mode startup

Our Mission

As a part of Digital 2.0 Equitas has embarked on the mission of being a Digital First Bank

Our focus is on Neobanking – having launched one of the largest neobanks in the country

Our focus is on Digital Payments – being one of the largest acquirers of Micro ATM transactions in the country

Our focus is on Use Case driven solutions – processing some of the largest volumes in the Prepaid space

Our focus is on Digital Transformation – changing the way India banks by providing Digital Only products by riding on AI, ML, Blockchain, Bots and other new-age technologies

Our focus is on co-creating programs along with select Fintechs – with Equitech you get an opportunity to become a partner with us